Nationwide Coverage & Flexible Monthly Plans
📞 833-781-8750
🛡️ America's #1 Rated Boat Protection Plan Provider

Don't Let Unexpected Boat Repairs Drain Your Savings

When major marine breakdowns happen, America’s Boat Warranty pays the repair shop directly. Cruise with complete confidence knowing your outboard engine, lower unit, steering, electronics, and watercraft components are protected.

America's Boat Warranty provides extended protection for major marine manufacturers and engine builders, including Mercury Marine, Yamaha Outboards, Volvo Penta, Suzuki Marine, Honda Marine, Sea-Doo, and Yamaha WaveRunners.

Family enjoying a safe trip on a boat covered by an extended marine warranty from America's Boat Warranty

Built for Boaters. Backed by Experience.

We know your vessel is more than just a boat — it’s freedom, family bonding, and a valuable asset worth protecting. America’s Boat Warranty provides affordable, hassle-free extended protection plans for marine watercraft of all sizes, backed by industry-leading underwriters and nationwide claim support. Whether you navigate inland lakes, coastal rivers, or offshore blue waters, we protect your peace of mind with up to $75,000 in aggregate claim limit options.

Real Cost Reality

What Today's Marine Engine Repairs Actually Cost

Modern vessels feature complex computer controls and operating environments exposed to saltwater corrosion. With certified marine technician labor rates exceeding $175+ per hour, unexpected engine, drive, or electronic component repairs quickly reach thousands of dollars.

Protect Your Vessel Today

Outboard Engine Replacement

Powerhead failures, thrown rods, or block damage require a major rebuild or total engine swap.

$12,000–$35,000+

Sterndrive / Lower Unit Rebuild

Gearcase failure, drive shaft damage, or water intrusion đòi hỏi intensive technical labor.

$4,500–$9,500

Electronic Steering & Joystick Systems

Fly-by-wire digital controls and electronic helm units require factory diagnostic modules.

$2,500–$6,000

Marine AC Compressors & Auxiliary Generators

Mid-season air conditioning failure or generator stator burnout that disrupts trips on the water.

$1,800–$4,500
Tailored Protection

Protection Plans Built Around Your Vessel & Budget

Whether you skipper a center console, high-horsepower outboard, pontoon, bowrider, or luxury cruiser, America's Boat Warranty provides customizable service options to protect against expensive breakdowns.

Core & Craft Coverage

Essential mechanical, lower unit, drive train & steering assemblies

Complete Coverage

Comprehensive bumper-to-bumper style mechanical & electrical protection

Cabin & Auxiliary Systems

Air conditioning, generators, waste management, shore power & electronics

Which Level of Coverage Is Right For You?

Every vessel on the water is unique. Choose protection tailored to your watercraft—from core drive units and outboard motors to complex electronic joystick controls, bow thrusters, and cabin comfort amenities.

Emergency Towing & On-Water Assistance

Includes reimbursements up to $350 for water/land towing, $300 for haul-out or hoist assistance, and $200 for emergency service calls.

Optional Boat Trailer Add-On

Covers trailer brakes, hydraulic surge actuators, frame rails, wheel bearings, spindles, axles, and manual or electric winch stands.

Why Boat Owners Choose Us

Flexible Payments

Affordable plans and easy payment schedules to fit your budget.

Nationwide Coverage

Your policy is honored at repair facilities across the country.

Direct Payouts

We pay the repair shop directly, so you're not out of pocket.

Comprehensive Plans

Protection for engines, drives, steering, electronics, and more.

Quick & Easy Claims

Our streamlined process gets you back on the water faster.

All Watercraft Types

We offer plans for boats, jet skis, pontoons, and more.

We Cover a Wide Range of Watercraft

Bowriders

Fishing Boats

Pontoon Boats

Cabin Cruisers

Jet Skis / PWCs

Wakeboard Boats

Center Consoles

And More...

Simple 3-Step Process

How Do I Get Coverage For My Watercraft?

Securing extended protection for your boat takes less than two minutes online.

01

Request Your Free Quote

Provide your vessel year, make, model, and engine specifications to calculate custom coverage options.

02

Personalize Marine Protection

Select deductible levels, flexible payment schedules, and add optional water towing or trailer coverage.

03

Cruise With Complete Peace of Mind

Lock in your agreement rate and head out on the water knowing major repair bills are fully covered.

Frequently Asked Questions

Find answers to common questions about our extended boat warranty coverage, claims process, and policy terms.

1. What is an extended boat warranty / marine service agreement?
A marine service agreement (often referred to as an extended boat warranty) protects you against the high cost of unexpected mechanical and electrical breakdowns after your manufacturer’s factory warranty expires or when buying a pre-owned vessel. It covers parts and labor costs for covered component failures, saving you from major out-of-pocket repair bills.
2. What types of watercraft does America’s Boat Warranty cover?
We cover a wide range of motorized marine vessels, including:
  • Bowriders and Center Consoles
  • Pontoon and Deck Boats
  • Fishing and Bass Boats
  • Wakeboard and Ski Boats
  • Cabin Cruisers and Yachts
  • Personal Watercraft (PWCs / Jet Skis)
3. What key components are covered under the plan?
Depending on your specific plan level (such as Stated or Complete coverage), coverage typically includes major systems such as:
  • Engine & Internal Components: Inboard, outboard, and sterndrive engines, block, pistons, crankshaft, and water pump.
  • Lower Unit & Drives: Transmission, stern drive upper/lower units, trim and tilt assemblies.
  • Fuel & Electrical Systems: Fuel injectors, pumps, alternators, starter motors, and main wiring harnesses.
  • Steering & Controls: Hydraulic/cable steering units, throttle control mechanisms.
  • Onboard Electronics & Accessories: Navigation equipment, depth finders, stereos, and freshwater/bilge pumps (where selected).
4. Can I take my boat to any repair shop or marina?
Yes. Your policy features nationwide coverage. You can take your watercraft to any licensed marine repair shop, certified dealership, or marina in the United States or Canada.
5. How are repair claims paid?
We issue direct payouts to the repair facility. Once the claim is approved by our claims team, we pay the repair shop directly over the phone or electronically. You don't have to pay thousands up front and wait for a reimbursement check—you only pay your agreed deductible.
6. How do I file a claim if my boat breaks down?
Filing a claim is simple:
  1. Take your vessel to a licensed marine repair facility.
  2. Have the technician contact our Claims Department at 855-765-0935 or via email at claims@americasboatwarranty.com before starting any teardown or repair work.
  3. Review & Approval: Our team evaluates the estimate. Once approved, the technician completes the repair, and we pay them directly upon completion.
7. Is there a deductible for repair claims?
Yes. Most plans include a small, fixed deductible per visit (such as $150). You only pay your designated deductible to the repair facility upon picking up your vessel; we cover the remaining balance for all approved repairs.
8. Is there a waiting period before my coverage begins?
Yes, standard plans include a 30-day waiting period from the agreement purchase date. This helps keep overall policy costs low for all boat owners by ensuring pre-existing conditions are excluded.
9. Can I transfer my policy if I sell my boat?
Yes! An extended service agreement adds substantial resale value to your boat. Most policies are fully transferable to the new private owner for a small administrative fee, giving the buyer immediate peace of mind.
10. Can I finance my warranty plan?
Yes. We offer flexible, interest-free payment options and financing plans to make protecting your boat easy on your budget.
11. What is NOT covered by the policy?
Like all marine service agreements, routine maintenance items, cosmetic damage, wear-and-tear items (like spark plugs, impellers, batteries, fuses, and canvas covers), environmental damage, and pre-existing conditions are not covered. Regular maintenance must be maintained per manufacturer guidelines.
12. How do I contact Customer Service, Claims, or Billing?

Let’s Get You Covered Today

Whether you're a weekend boater or a full-time mariner, America's Boat Warranty keeps your vessel on the water. Get a free quote today and discover how affordable complete coverage can be.

Request a Free Quote Speak With a Specialist (855-995-1887)

Headquartered in Kennesaw, GA, providing nationwide extended marine service agreements across the United States and Canada.